Privacy Policy

Introduction

BP Les Cannisses KFT ("we," "us," "our," or "Company") operates the website climaterisknow.com (the "Site") to provide educational information about climate risk and insurance solutions. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you visit our Site or interact with our services.

This Privacy Policy is designed to comply with applicable privacy laws, including the Texas Data Privacy and Security Act (TDPSA), the California Consumer Privacy Act (CCPA), and other relevant federal and state privacy regulations.

Information We Collect

Personal Information You Provide

When you interact with our Site, we may collect the following types of personal information that you voluntarily provide:

Contact Information: Name, email address, phone number, company name, job title
Demographic Information: Location, industry, company size
Professional Information: Business needs, insurance requirements, risk assessment preferences
Communication Data: Messages, inquiries, and feedback you send to us
Survey and Quiz Responses: Information you provide when completing educational assessments or questionnaires

Information Automatically Collected

When you visit our Site, we automatically collect certain information through cookies and similar technologies:

Device Information: IP address, browser type, operating system, device identifiers
Usage Data: Pages visited, time spent on pages, click-through rates, referral sources
Location Data: General geographic location based on IP address
Technical Data: Screen resolution, language preferences, time zone

Information from Third Parties

We may receive information about you from third-party sources, including:

Business Partners: Information from our authorized partners and affiliates
Public Databases: Publicly available business information
Social Media Platforms: Information from social media platforms when you interact with our content
Data Providers: Information from legitimate data providers for business purposes

How We Use Your Information

Educational Services

Providing climate risk education and information
Delivering personalized content and recommendations
Conducting risk assessments and educational surveys

Business Operations

Processing inquiries and responding to communications
Improving our Site and services
Conducting research and analytics
Ensuring security and preventing fraud

Marketing and Communications

Sending educational newsletters and updates
Providing information about relevant insurance solutions
Conducting market research and surveys

Important Notice Regarding Lead Sharing: We may share your information with our trusted insurance partners who can provide relevant climate insurance solutions. When we share your information, we ensure that our partners are reputable, licensed insurance providers who can offer valuable services related to your expressed interests.

Legal Basis for Processing (Where Applicable)

Consent: When you provide explicit consent for specific processing activities
Legitimate Interests: For our business operations, security, and improvement of services
Legal Obligations: To comply with applicable laws and regulations
Contract Performance: To fulfill our obligations under any agreements with you

Information Sharing and Disclosure

Authorized Partners

Licensed Insurance Providers: Reputable insurance companies and brokers who can provide relevant climate insurance solutions
Business Partners: Trusted partners who help us provide educational services
Service Providers: Third-party vendors who assist with our operations (hosting, analytics, customer service)

Legal Requirements

Comply with legal processes, court orders, or government requests
Protect our rights, property, or safety, or that of others
Investigate potential violations of our terms of service
Respond to claims of illegal activity or infringement

Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the business transaction.

Your Privacy Rights

Rights Under Texas Data Privacy and Security Act (TDPSA)

If you are a Texas resident, you have the following rights:

Right to Know: Request information about the personal data we process about you
Right to Correct: Request correction of inaccurate personal data
Right to Delete: Request deletion of your personal data
Right to Opt-Out: Opt out of the processing of personal data for:
- Targeted advertising
- Sale of personal data
- Profiling for decisions regarding financial and lending services, insurance, housing, or health care services

Rights Under Other State Laws

Depending on your location, you may have additional rights under state privacy laws, including the right to:

Access your personal information
Correct inaccurate information
Delete your personal information
Opt out of the sale of personal information
Non-discrimination for exercising your privacy rights

How to Exercise Your Rights

Email us at: baptiste@bpcorp.eu
Contact us through our website contact form
Mail us at: 1077 Budapest, Rózsa utca 38/A

We will respond to your request within 45 days, with the possibility of a 45-day extension if necessary. We may require verification of your identity before processing your request.

Opt-Out and Unsubscribe

Email Communications

Clicking the "unsubscribe" link in any marketing email
Contacting us directly at baptiste@bpcorp.eu
Updating your preferences through your account settings (if applicable)

Text Messages

Replying "STOP" to any text message
Contacting us directly at baptiste@bpcorp.eu

We will process opt-out requests within 10 business days as required by applicable law.

Cookies and Tracking

You can control cookies through your browser settings. Please note that disabling cookies may affect the functionality of our Site.

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

Encryption: Data encryption in transit and at rest
Access Controls: Limited access to personal information on a need-to-know basis
Security Monitoring: Regular monitoring for security threats and vulnerabilities
Employee Training: Regular training on data protection and security practices

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your personal information, we cannot guarantee absolute security.

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. Factors that influence our retention periods include:

The nature of the information collected
The purposes for which the information is processed
Legal and regulatory requirements
Our legitimate business interests

When we no longer need your personal information, we will securely delete or anonymize it.

International Data Transfers

As we are based in Hungary and operate internationally, your personal information may be transferred to and processed in countries outside your residence. We ensure that such transfers comply with applicable data protection laws and implement appropriate safeguards to protect your information.

Children's Privacy

Our Site is not intended for children under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected personal information from a child under 18, we will take steps to delete such information promptly.

Third-Party Links

Our Site may contain links to third-party websites or services. This Privacy Policy does not apply to those third-party sites. We encourage you to review the privacy policies of any third-party sites you visit.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of material changes by:

Posting the updated Privacy Policy on our Site
Sending you an email notification (if you have provided your email address)
Providing notice through our Site or other appropriate means

The "Last Updated" date at the top of this Privacy Policy indicates when it was last revised.

Contact Information

BP Les Cannisses KFT
Email: baptiste@bpcorp.eu
Address: 1077 Budapest, Rózsa utca 38/A
VAT Number: HU32359815

For residents of Texas, if you are not satisfied with our response to your privacy request, you may submit a complaint to the Texas Attorney General.

This Privacy Policy is effective as of August 8, 2025 and applies to all information collected by BP Les Cannisses KFT through the climaterisknow.comwebsite.